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of the Curve

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Small Balance and beyond

Solutions for Smart Lending

Sabal offers a complete, streamlined solution for all small balance loan needs with top-rated serving platforms that offer tremendous capabilities for all our partners.

Faster Closings

Your Partner in
Your Loan Success

Our straightforward, transparent loan process drives down closing timelines and provides enhanced clarity to achieve optimal closing objectives.

  • Loan request received
  • Quote issued
  • Application issued and executed
  • Third Party Reports engaged
  • Legal/Insurance screening
  • Third Party Reports completed
  • Underwriting packaged completed
  • Borrower enters rate lock period
  • Underwriting completed
  • Loan closes
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Technology + Transparency

Welcome to

Designed to help find and process the right small balance multifamily or commercial loan in as little as 30 days. SNAP™ secure online platform provides a simplified and efficient process for the organization, underwriting, and funding of small balance and commercial real estate loans.

SNAP Users

Priceless Benefits

Real-time Online Calculator

Immediate, current pricing for commercial property financing scenarios.

Online Loan Application

Direct loan submission to Sabal’s origination and underwriting team.

Online Access to Loan Status

Simply track a loan and find out what documents are outstanding or required for deal closure.

Upload and Store Required Documents

Access documents quickly and store them securely.

SNAP Users

Are You a Loan Pro?

Begin serving your borrowers better
today with the powerful combination
of our loan programs and SNAP™.

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Questions? Check out our FAQs, and if you have any other questions, please don’t hesitate to contact us. We’re here to help.

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Our Experience

Keeping You Ahead of the Curve

We are not your typical real estate lender. We innovate. We fill unmet needs. We specialize in providing small to middle market commercial real estate loans across the nation. And we leverage our rich experience in both the finance and real estate sectors to deliver a better overall experience – and a much faster close. We modernized stagnant (and widely used) loan processes, enabling greater efficiency. We’re Sabal – a partner you can rely upon to connect technology solutions with human decision making, to provide unparalleled solutions and service to you.

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Nearly $5 Billion

originated nationally through a highly specialized lending platform


Of expert production managers, sales associates, underwriters, sizing analysts, loan processors/closers, operations, administrative and executive staff


lender in the small balance multifamily loan space

Agency &

expertise through our partnership with the nation’s most trusted lenders