Freddie Mac Conventional

Explore our competitively priced, reliable Freddie Mac Optigo Conventional loan products for the acquisition, refinance or rehabilitation of multifamily communities.

FIXED-RATE

Generally $5 million to $50 million
5 to 10 year term (up to 30 years if loan is not purchased for securitization)
Up to 30 years amortization

FLOATING-RATE

Generally $5 million to $50 million
5, 7 and 10-year terms
Partial-term and full-term interest-only available

FLOAT-TO-FIXED RATE

Floating rate period
– 2 year term
– Interest-only
Fixed rate period:
– 7 year term
– Interest-only
Conversion of floating rate to fixed rate is automatic

STUDENT HOUSING

Generally $5 million to $50 million
5 – 10 year terms (up to 30 years if loan is not purchased for securitization)
Up to 30 years amortization
Acquisition or refinance

MANUFACTURED HOUSING COMMUNITY

$1 million or larger
5, 7 and 10-year terms; longer term loans considered on case-by-case basis
Up to 30 years amortization
Partial-term and full-term interest-only available

Program Highlights

Non-recourse
Highly competitive rates
Flexible terms and prepayment options
Streamlined process – faster closing times
Interest-only available
Up to 80% LTV in certain areas

Eligibility

Nationwide

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Freddie Mac Conventional Loan Program