Joel Stephens serves as Head of Regions Bank Capital Markets, which provides a variety of services to meet the needs of growing and established companies. These services include hedging solutions related to interest rates, commodity derivatives, and foreign exchange risk management, advisory services related to mergers and acquisitions as well as capital-raising activities across a variety of private and public markets. Regions is a regional bank that operates throughout the South, Midwest and Texas and is headquartered in Birmingham, Ala.

Stephens joined Regions Bank in October of 2008, and previously headed the Regions Bank Real Estate Capital Markets Group in Atlanta, which includes the Bank’s HUD lending (multifamily and seniors housing), agency correspondent (FNMA and Freddie), CMBS, LIHTC distribution, and CRE loan syndications efforts.

Prior to joining Regions, Stephens led the Southeast CRE loan origination effort at Countrywide Commercial Real Estate Finance, where he oversaw offices in Atlanta and Ft. Lauderdale. He previously spent five years in CMBS loan origination at CSFB’s Bank Alliance Group. Stephens started his career at Wachovia Bank in 1994, holding various posts in commercial real estate credit and CMBS loan origination during his tenure.

Stephens is a graduate of Miami University where he received a bachelor’s degree in Finance.